This isn’t Susie Orman advice!I She won’t necessarily tell you what this article tells you in the way it says it. Therefore, I begin this article with a warning. I’ve enjoyed the writings of Susie Orman and other financial gurus just like you have. However, I firmly believe not all of them tell it like it truly is. This is what you need to know. Not all credit repair clinics are alike (and not all are honest). When you’ve thought long and hard about how best to go about consolidating your debt and get back on your feet, you don’t want to let a bad clinic be your undoing.